Entries by Max Factor

Checklist for Filing a Hurricane Claim:

Below is a checklist for filing a Hurricane Claim: Ensure the property is safe to enter prior to entering. If there is standing water still in the home, do not enter unless you have an electrician inspect and turn off all power. Get in touch with your insurance agent and/or your insurance company to file […]

How To Submit A Hurricane Insurance Claim For My Business?

Hurricane Michael Hurricane Michael was the third-most intense Atlantic hurricane to make landfall in the United States in terms of pressure, behind the 1935 Labor Day hurricane and Hurricane Camille of 1969. It was also the strongest in terms of maximum sustained wind speed to strike the contiguous United States since Andrew in 1992. In […]

How Are Marital Assets Divided During A Divorce?

How Are Marital Assets Divided During A Divorce? Marital vs. Non-Marital Assets 1. Marital. How are marital assets divided? Marital assets are assets gained during the marriage, whether by one spouse or both. Assets gained during the marriage and not specifically claimed as non-marital are presumed to be marital assets unless disproven.  Marital assets also […]

Child Sharing – How Are Children Shared After Divorce?

Minor Children After a divorce, child sharing and support continue until the child’s 18th birthday. However, child sharing and support may extend beyond the child’s 18th birthday by agreement of both parents. Additionally, a court may extend child sharing and support if the child is still in high school and will graduate before turning 19 […]

How Does Tax Reform Affect Alimony?

Tax Reform and Alimony What Is Alimony? Tax Reform is going to affect Alimony. Alimony refers to payments from one former spouse to the other required by a divorce or other court-ordered separation instrument. For alimony to apply, one spouse must have an actual need for alimony and the other spouse must have the ability […]

What You Need To Know When You File An Insurance Claim

Jeff Atwater is Florida’s Chief Financial Officer and one of Florida’s four Cabinet officials. He leads the Florida Department of Financial Services and also serves as Florida’s State Fire Marshal. He wrote the following article which was published by the Tallahassee Democrat on September 7, 2016. Here’s what you need to keep in mind as […]

Top Seven Issues for Flood or Water Damage

When a house is damaged by flooding and/or water which leaks into the structure, the property owner may encounter some problems in making an insurance claim for the cost of repairing the damaged property. It is important for you to remember that all homeowner’s insurance policies are not identical. Therefore, it is important for you […]

Motion for Contempt and Enforcement

Contempt of Court can occur when someone fails to obey an existing Court Order. For a person to be in “Contempt of Court”, there must be: (1) a Court Order that clearly imposes an obligation, (2) an ability by that person to comply with the Court Order, and (3) a willful refusal by that person […]

What is an Examination Under Oath?

Examinations Under Oath Almost every insurance policy (“policy”) requires an insured to comply with certain requirements if there is any loss or damage to property which is covered by the policy. These requirements are usually identified as “Duties After Loss.” One of the most important Duties After Loss is an Examination Under Oath (“EUO”). An […]